Cross-Border Payments Made Simple.
From Hong Kong to the world.
FINANCIAL TECHNOLOGY AT FINARCT
Building a Trusted Gateway for Global Payments
FINARCT, a fintech brand of FINARCT LIMITED, is building a secure, compliant payment platform for cross-border B2B payments, remittances, and recharge services.
We are building a team of compliance and fintech professionals.Join us in shaping the future of global payments.
WHY CHOOSE FINARCT
We are building our business on principles that matter to our customers and regulators.
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Regulatory FirstOur MSO licence application demonstrates our commitment to operating a legitimate money service business in full compliance with Hong Kong laws and AML/CFT requirements.
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Secure by DesignWe are implementing robust Know-Your-Customer (KYC) procedures and transaction monitoring systems to protect our customers and maintain the integrity of our platform.
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Customer-FocusedOur solutions are designed around real-world needs: fast, transparent,and reliable cross-border payments for businesses and individuals.
Our Services
Payment Solutions for a Global Economy
We provide secure, compliant, and efficient cross-border paymentservices for businesses and individuals worldwide.
B2B Global Collections
Cross-border collection and payment solutions designed for businessesengaged in international trade, with competitive exchange rates andtransparent fee structures.
Personal Remittance
Fast and reliable international money transfer services for individualssending funds to family, friends, or for personal needs. Competitiverates and real-time tracking available.
Top-Up Services
Convenient recharge solutions for digital wallets, accounts, andprepaid services across multiple jurisdictions. Simple and intuitiveprocess for personal and business needs.
FinTech Consulting
Expert guidance on payment infrastructure, regulatory compliance,and technology integration for fintech startups and enterprises.
PCI Compliance Advisory
Specialized consulting to help payment businesses achieve andmaintain PCI DSS certification for secure card data handling.
Big Data & Analytics
Data-driven insights and analytics solutions to optimize paymentrouting, detect fraud, and enhance customer experience.
OUR SOLUTIONS
Addressing critical needs in cross-border payments and trade.
We are building payment solutions to help businesses manage international collections, reducetransaction costs, and ensure regulatory compliance.
FOR COMPANIES
We provide cross -border payment services designed for businesses engaged in internationaltrade, helping them collect payments from overseas customers and pay international suppliersefficiently.
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01B2B GLOBAL COLLECTIONS
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02MULTI-CURRENCY SETTLEMENT
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03CROSS-BORDER PAYMENTS
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04API & SYSTEM INTEGRATION
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05REPORTING & RECONCILIATION
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FOR INDIVIDUALS
Fast, secure, and transparent remittance and recharge services for personal and household needs worldwide.
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01GLOBAL REMITTANCE
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02PERSONAL WALLET TOP-UP
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03OVERSEAS PAYMENTS
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04CROSS-BORDER SHOPPING
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05INTERNATIONAL EXPENSES
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Laura’s Story
“We are excited to tap into MLab’s network of entrepreneurs and startups in the FinTech arena.”
Leon Isaacs’s Story
“As an early-stage startup, MLab truly accelerated our business and made us part of a global network.”
Sarah’s Story
“Being surrounded by corporates, partners, and other startups is the place you want to be. No other place like it.”


